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The Slowest American Car With More Than 500 Horsepower

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Summary

  • Classic muscle vehicles have been underrated in horsepower for insurance coverage causes, however fashionable muscle vehicles simply hit 500+ HP.
  • The Dodge Challenger SRT Demon 170 could not hit 215 MPH as beforehand reported, however nonetheless boasts spectacular efficiency stats.
  • Top velocity is not every thing – some extreme-horsepower vehicles are all about fast quarter-mile occasions and dominating the drag strip.

In the basic period of American muscle, Detroit made some amazingly quick rides with loopy quantities of horsepower. The legendary 426 Street Hemi cranked out 425 ponies and the long-lasting Corvette 427 added 10 extra. Engines on the time have been notoriously underrated when it comes to energy, for insurance coverage causes, and dyno checks have since confirmed they jammed much more, however these are the official numbers, which means no basic common manufacturing automotive had ever hit 500 horsepower.

Fast-forward to the fashionable period of muscle cars, and there are many rides that make 500 horsepower and extra. Thanks to fashionable manufacturing methods and efficiency elements, in addition to tremendous and turbocharging, engines can generate obscene ranges of energy, with much less displacement. With fashionable suspensions, chassis, and tires, that energy can be extra successfully utilized to the pavement, which implies these horsepower machines are making quarter-mile runs that appear like 0-60 occasions from the previous days.

For a automotive that blasts out 500+ horsepower, the time period “slow” would not appear applicable, however, by technique of elimination, one in all them needs to be the slowest. A scorching soar off the road is a measure of quickness, however fastness is gauged by prime velocity and a few vehicles merely have a better quantity. Being the slowest automotive with 500 horsepower or extra is form of like being the sixth-richest individual on the planet, because it’s in the end fairly rattling cool. Still, some American vehicles have this distinction and the reply is perhaps a bit shocking.

In order to provide the most recent and correct data doable, the info used to compile this text was sourced from numerous producer web sites and different authoritative sources, together with Dodge, Car and Driver, and MotorTrend.

Jay leno Challenger SRT Demon 170

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2023 Dodge Challenger SRT Demon 170 May Be Slower Than Previously Thought

It’s truly fairly surprising to see the Earth-destroyer 2023 Dodge Challenger SRT Demon 170 topping the listing of slowest 500+ horsepower American vehicles as a result of everyone is aware of it has a prime velocity of 215 MPH, proper? Not precisely, as Dodge has by no means made that particular declare about its fierce 1,025 horsepower Last Call automobile. It seems that MotorBiscuit printed an article in 2023, saying that the Demon 170 had a prime velocity of 215 MPH, and so they cited a now-deleted write-up from CarHP because the supply.

Challenger SRT Demon 170 Power and Performance

Engine

6.2-Liter Supercharged Hemi V-8

Horsepower

1,025 horsepower

Torque

945 pound-feet

Transmission

Eight-speed automated

0-60 Time

1.66 seconds

Quarter-mile

8.91 seconds

Top Speed

149 MPH/151 MPH?

(Performance stats sourced from Dodge Garage)

From there, everybody merely reported the Demon 170’s prime finish as 215, with out giving any thought as to the place the quantity got here from or if it was legitimate. Doing a Google seek for the highest velocity of the mighty Mopar will return dozens of outcomes that each one regurgitate the 215 quantity, however not a single one is an official Dodge supply. Also, authoritative sources like MotorTrend and Car and Driver have by no means printed this velocity, or on the very least, have eliminated it from their websites. This raises the distinct chance that the quickest manufacturing automotive ever constructed, may be the slowest among the many crass horsepower automobiles.

How Fast is the Demon 170?

There is numerous scuttlebutt in boards and YouTube movies claiming that the precise prime velocity of the Demon 170 is simply 149 MPH. These are clearly not official sources, however one creator, Butter Da Insider, says he truly communicated with Dodge, who confirmed that the Demon 170 doesn’t have a prime velocity of 215 MPH. They did not inform him what the precise prime finish is, however different sources have put it at 149 restricted by a governor, that enables a few further seconds of acceleration in a quarter-mile to hit 151 MPH.

The Demon 170 is a Drag Car

The Challenger SRT Demon 170 was constructed to be the fastest factory drag car, so energy off the road is an important issue. It’s not a flying mile automotive or an endurance racer so a freaky prime velocity is totally irrelevant. Still, the concept that this fearsome beast is definitely slower than lesser automobiles will be upsetting to Mopar followers. Especially contemplating that it was so broadly misreported that it was a 200+ MPH automotive. The excellent news is that each one the opposite insane numbers like a 1.66 second 0-60 time and a quarter-mile within the 8s are 100% legit.

2023 Dodge Challenger SRT Demon 170

Related

10 Things Every Mopar Fan Needs To Know About The Dodge Demon 170

A drag racer that’s one way or the other nonetheless street-legal, the Demon 170 it is chock-full of specs and efficiency figures that beguile its $100,000 asking value

The Fastest American 500+ Horsepower Cars

Charger SRT Hellcat
Stellantis

The Dodge Challenger SRT Demon 170 will not be a 200 MPH automotive, however there are few American vehicles with 500 or extra horsepower that may hit and exceed that magic quantity. In the Mopar secure, are a few 807 pony-producing rides that prime out at 203 MPH within the 2023 Dodge Charger SRT Hellcat Redeye Widebody Jailbreak and the 2023 Dodge Challenger SRT Hellcat Redeye Widebody Jailbreak. These are producer claims, which implies Dodge stands by the numbers, and so they weren’t made up by a publication.

2024 Cadillac CT5-V Blackwing

Front 3/4 shot of the new 2025 Cadillac CT5-V Blackwing
Cadillac

The 670-horsepower 2024 Chevrolet Corvette Z06 is governor-limited to 189 MPH, however GM does have a automotive, as unlikely because it appears, that may fly previous the 200 MPH barrier. The 2024 Cadillac CT5-V Blackwing has a 668-horsepower supercharged 6.2-liter V-8 that not solely blasts it off the road, however powers it to a 205 MPH prime velocity. Of all of the massive-horsepower American vehicles, that is probably the most unassuming, making it the ultimate sleeper car. While it most likely will not win too many drag races in opposition to the Mopars, it should edge them out in The Texas Mile.

Cadillac CT5-V Blackwing Power and Performance

Engine

6.2-liter supercharged V-8

Horsepower

668 horsepower

Torque

659 pound-feet

Transmission

Six-speed guide

0-60 Time

3.6 seconds

Quarter-mile

11.6 seconds

Top Speed

205 MPH

(Performance stats sourced from Car and Driver)

2015 Dodge Viper GTS

Red 2015 Dodge Viper
Bring a Trailer

The 2015 Dodge Viper GTS had obscene horsepower and an insane prime velocity earlier than it was cool. Equipped with an 8.4-liter V-10, the discontinued sports activities automotive produced 645 horsepower, which is spectacular for a naturally aspirated engine. Equally spectacular is the 206 MPH prime velocity able to this killer journey. Unlike all the opposite huge horsepower American vehicles, the Viper was truly designed for racing and winding out the highest finish, although it is a aggressive drag racer as properly.

Dodge Viper GTS Power and Performance

Engine

8.4-liter V-10

Horsepower

645 horsepower

Torque

600 pound-feet

Transmission

Six-speed guide

0-60 Time

3.4 seconds

Quarter-mile

11.5 seconds

Top Speed

206 MPH

(Performance stats sourced from Car and Driver)

Blue Dodge Viper GTS Coupe

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The Highs And Lows Of The Dodge Viper

The 25-year run of the Dodge Viper was a rollercoaster journey of triumphant highs, setbacks, and in the end a tragic ending

The Slowest Of The Fastest 500+ Horsepower Cars

Blue Tesla Model S front quarter
Tesla

Much just like the Dodge Challenger SRT Demon 170 being ranked as gradual, there is no disgrace in being a sub-200 MPH automotive, as a result of something with over 500 ponies underneath the hood remains to be a mind-blowing journey. The 2024 Tesla Model S Plaid is an EV and perhaps would not belong in the identical dialogue as these gas-burners, however it’s American-made, with loopy horsepower. In reality, the three permanent-magnet synchronous electrical motors mix to provide 1,020 ponies, making it the second most muscular automotive within the group. Unfortunately, or perhaps thankfully, it’s governor-limited to 162 MPH.

2024 Ford Mustang Dark Horse

2024 Ford Mustang Dark Horse
Ford

At 500 horsepower, the 5.0-liter engine of the 2024 Ford Mustang Dark Horse simply makes the elite group of American monster muscle vehicles. With a producer’s declare of a 166 MPH prime velocity, nonetheless, it’s on the gradual finish of the spectrum. Those who bear in mind the Fox Body Mustangs of the 80s and 90s are most likely blown away as a result of their model of the 5.0-liter solely made 255 horsepower, however the Dark Horse is a supercharged Coyote V-8.

Ford Mustang Dark Horse Power and Performance

Engine

5.0-liter supercharged V-8

Horsepower

500 horsepower

Torque

418 pound-feet

Transmission

Six-speed guide

0-60 Time

4.1 seconds

Quarter-mile

12.5 seconds

Top Speed

166 MPH

(Performance stats sourced from Car and Driver)

2024 Chevrolet Camaro ZL1

Chevy 2024
Chevrolet 

Chevrolet has discontinued the Camaro after the 2024 mannequin yr, however that does not imply the legendary pony automotive goes out with a whimper. The 2024 Chevrolet Camaro ZL1 continues, and blows away, the long-lasting journey’s legacy of efficiency with a supercharged small-block V-8, producing an explosive 650 horsepower. That’s ok for a blink-of-the-eye 0-60 time and a 190 MPH prime velocity. For perhaps the primary time in its historical past, the Camaro is quicker than the Corvette, if by just one mile per hour, nevertheless it nonetheless counts.

Power and Performance

Engine

6.2-liter supercharged V-8

Horsepower

650 horsepower

Torque

650 pound-feet

Transmission

10-speed automated

0-60 Time

3.4 seconds

Quarter-mile

11.5 seconds

Top Speed

190 MPH

(Performance stats sourced from Car and Driver)

Black 2024 Chevrolet Camaro

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2024 Chevrolet Camaro: A Comprehensive Guide On Features, Specs, And Pricing

For its last yr, the Camaro goes out in fashion and efficiency befitting the long-lasting Chevy muscle automotive nameplate

Top Speed Ain’t Everything

Red 2023 Dodge Challenger Demon 170
Mecum

TopSpeed is clearly the premier automotive web site (barely biased opinion) however in the case of the higher limits of a 500+ horsepower American efficiency automobile, it isn’t all that essential. Participants in NASCAR or the 24 Hours of LeMans need to have the ability to hit 200 MPH, however individuals who purchase extreme-horsepower efficiency vehicles wish to gobble up a quarter-mile within the quickest means doable. The Dodge Challenger SRT Demon 170 is the proper instance of that. The Super-Mopar simply can’t be beat in 1,320 feet, and but most likely has the slowest prime velocity of any within the group.

The Price of Extreme Horsepower

  • 2024 Ford Mustang Dark Horse – $61,080
  • 2024 Chevrolet Camaro ZL1 – $81,995
  • 2023 Dodge Challenger SRT Hellcat Redeye Jailbreak – $90,890
  • 2024 Tesla Model S Plaid – $91,630
  • 2024 Cadillac CT5-V Blackwing – $94,890
  • 2023 Dodge Charger SRT Hellcat Redeye Widebody Jailbreak – $95,960
  • 2023 Dodge Challenger SRT Demon 170 – $100,361
  • 2015 Dodge Viper GTS – $107,995
  • 2024 Chevrolet Corvette Z06 – $114,395

While it isn’t official that the Demon 170 has the slowest prime finish, it most likely does, and that is okay. It’s not a supercar or a grand tourer, it is an all-American muscle automotive designed to blow away something that dares line up in opposition to it, and it achieves that objective superbly. Nobody purchased a Demon 170 for prime velocity and none of these fortunate homeowners are going to complain that it would not go 215 MPH. Top velocity generally is a bragging proper for a automobile, however in the case of road machines, the one numbers that matter are on the rear license plate, which an opponent shall be staring on the total time she or he is dragged to Embarrassment Town.

Motorsport

Most Automakers Get Poor IIHS Rating for Driver Monitoring Systems

The Insurance Institute for Highway Safety (IIHS) does not consider automakers are preserving an in depth sufficient eye on drivers as they use superior driver-assist programs. A new report from the agency gave 11 out of 14 monitoring/safeguard programs available on the market in the present day a poor score, whereas two are ranked marginal, and only one is labeled acceptable. None earn a superb score.

According to IIHS requirements, a superb score requires programs to watch the motive force’s eyes and hand place and have two alerts inside a 10-second span. If the motive force remains to be deemed inattentive by 20 seconds, a 3rd alert must be carried out or the automotive ought to start emergency motion to gradual the automotive and safely exit the street. Regardless of the alerts, 35 seconds of inattentive motion ought to have the automobiles slowing and exiting the street.

Monitoring programs also needs to require people to provoke lane modifications. Lane-keep help shouldn’t disengage if a driver makes guide changes whereas it is lively, as this encourages drivers to actively drive. Similarly, adaptive cruise management shouldn’t routinely resume after a protracted cease, presumably in heavy visitors the place issues might be hectic. Lastly, if seat belts aren’t fixed or computerized emergency braking is disabled, the monitoring system ought to stop the motive force assists from activating.

The IIHS examine coated automobiles from Ford, General Motors, Tesla, Mercedes-Benz, BMW, Genesis, Lexus, Nissan, and Volvo. Lexus has the excellence of incomes the suitable score, with General Motors and Nissan receiving the 2 marginal rankings. The examine concedes that Ford will get near a greater score, however the takeaway is that each driver monitoring system within the group falls brief in a number of areas.

“The shortcomings vary from system to system,” mentioned IIHS Senior Research Scientist Alexandra Mueller. “Many vehicles don’t adequately monitor whether the driver is looking at the road or prepared to take control. Many lack attention reminders that come soon enough and are forceful enough to rouse a driver whose mind is wandering. Many can be used despite occupants being unbelted or when other vital safety features are switched off.”

While the examine is essential of those programs, the IIHS believes fixes might be achieved largely by way of software program modifications.

“These results are worrying, considering how quickly vehicles with these partial automation systems are hitting our roadways,” mentioned IIHS President David Harkey. “But there’s a silver lining if you look at the performance of the group as a whole. No single system did well across the board, but in each category, at least one system performed well. That means the fixes are readily available and, in some cases, may be accomplished with nothing more than a simple software update.”


Mazda

Mazda Earns Most TOP SAFETY PICK+ Awards of any Single Brand

Awarded Five TOP SAFETY PICK+ and One TOP SAFETY PICK

WASHINGTON, Feb. 27, 2024 /PRNewswire/ — Today, the Insurance Institute for Highway Safety (IIHS) introduced the winners of its 2024 TOP SAFETY PICK and TOP SAFETY PICK+ awards, the best awards in automobile security. Mazda is proud to once more be among the many most awarded manufacturers, having 5 autos earn the best, TOP SAFETY PICK+ award. These autos embrace the 2024 mannequin 12 months Mazda3 Sedan, Mazda3 Hatchback, CX-30, CX-50 (constructed after August 2023) and CX-90. Earning the following highest, TOP SAFETY PICK award is the 2024 mannequin 12 months CX-90 PHEV, which we hope to carry as much as the highest award quickly, after it undergoes IIHS’s up to date reasonable entrance overlap check.

Motorsport

Crash Testing Will Get Even Tougher In 2025, Says IIHS

The Insurance Institute for Highway Safety makes it tougher yearly to earn the group’s Top Safety Pick and Top Safety Pick+ awards. The group is now outlining the modifications to the standards for 2024, and confirmed to Motor1 the modifications it plans to make to the assessments for 2025. 

There are vital modifications to the IIHS award standards for this 12 months. For 2024, score from the IIHS is now crucial for the aspect crash check with a heavier barrier for a TSP or TSP+ award. Previously, the group had separate day and night time pedestrian entrance crash prevention evaluations. Now, it is combining them into one check with runs in each circumstances so {that a} car cannot excel throughout only one time of day and get an award. An acceptable or good score is important to be eligible for both honor.

During its entrance overlap check final 12 months, IIHS started putting a dummy behind the driver. To get a Top Safety Pick+ in 2024, a car should rating an appropriate or good score. The group can also be revising the way it scores the small overlap entrance crash check. The driver- and passenger-side evaluations are actually a single class, and the score is the decrease of the 2 outcomes. All trim ranges of a car have to obtain good or acceptable scores for the mannequin to be eligible for both award.

 

Things are going to be even more durable subsequent 12 months, in accordance with the group.

“We will raise the bar again with more challenging criteria for 2025 Top Safety Picks, though the updates will be more modest,” IIHS spokesperson Joe Young advised Motor1. “The changes will relate to our updated moderate overlap crash test. A good or acceptable rating in that test is one requirement for the 2024 Top Safety Pick+ award. In 2025, the “plus” award will require a good rating, while the regular Top Safety Pick will require an acceptable rating.”

The IIHS award standards bases its award standards on the calendar 12 months, not a car’s mannequin 12 months. This means even when 2025 fashions start arriving in showrooms later this 12 months, the group will nonetheless use the 2024 guidelines for testing them. 

So far, there are 22 Top Safety Pick+ winners and 49 autos with the Top Safety Pick for 2024. For comparability, there have been 28 TSP+ autos and 20 TSP fashions when the IIHS announced its 2023 criteria.

Motorsport

Most-watched IIHS crash exams of 2023

The Insurance Institute for Highway Safety (IIHS) routinely publishes movies of its crash exams to YouTube. While it is actually satisfying to observe new automobiles get smashed to items, the clips additionally present a singular perception into how security is engineered into new automobiles. These are the IIHS’s most considered crash check movies from final 12 months. 

5. 2023 Rivian R1S Updated Moderate Overlap Crash Test

Taking the fifth spot is the 2023 Rivian R1S. It’s the costliest automotive on this checklist, and the one purely electrical automobile. We can perceive the general public’s curiosity right here — Rivian is a brand new model, and it is all the time attention-grabbing to see how battery-powered automobiles stack up towards exams initially designed for gas-powered automobiles. The reply? Not properly, at the least with reference to the up to date average overlap check, the place the R1S scored a “marginal” score. 

4. 2023 Toyota Camry Updated Moderate Overlap Crash Test

Next on the checklist is the 2023 Toyota Camry. While it is not a really thrilling automotive, it is simple to see why this crash check was so in style. The Camry is the best-selling sedan within the United States, shifting practically 300,000 models in 2023. Buyers, homeowners, and Uber passengers alike are possible curious to know the way this automotive would fare in a crash. Like the Rivian, it was in a position to rating properly in each crash class save for the check you see above, the up to date average overlap check, the place it too scored a score of “marginal.”

3. 2023 Ford Maverick Updated Side Crash Test

The IIHS’s exams of the Ford Maverick try to reply a query we’re certain is on each pickup proprietor’s thoughts: Can a pickup truck nonetheless be protected if it is small? Sure, an F-150 can tank just about any affordable affect you throw at it, however what about Ford’s entry-level unibody truck? The public’s curiosity was sufficient to raise the Maverick’s aspect crash check video to 3rd place. While it was in a position to obtain a “good” score on this check, it was solely given an “acceptable” score for its average overlap.

2. Volvo XC60

Volvo is touted as one of many most secure automotive manufacturers on the market, so it is fairly massive information at any time when considered one of its automobiles would not ace a crash check. That’s precisely what occurred right here in the course of the XC60, the place within the IIHS’s up to date aspect crash check, the SUV was solely in a position to rating an “acceptable” score (one score under “good”). The XC60 was in a position to ace each different check, although, so we suspect it is nonetheless fairly protected. 

1. Toyota Grand Highlander

The most-viewed video from the IIHS in 2023 goes to the Toyota Grand Highlander’s driver-side small overlap crash check. We suspect this video was so in style for a similar causes the Camry’s crash check was so broadly considered: Because lots of people will purchase this automotive, they usually merely need to know the way it performs in a crash. The Highlander is the go-to alternative for large households, which means dad and mom are possible curious to know the way it’ll carry out. The automotive earned an “acceptable” score right here, the one check the place it carried out under “good.”

Featured

Why Choose Tata AIG Car Insurance for Your Vehicle?


Buying car insurance is an essential step as it determines the financial protection you receive for your car’s losses.

Getting a new car insured is crucial for legal compliance and protection against liabilities, accidents, and natural disasters.

Since it’s now possible to buy car insurance online, it’s important to choose a reputable insurer like Tata AIG to ensure value for money and quality services.

Here are some key reasons to consider buying car insurance from Tata AIG.

About Tata AIG

Tata AIG, a joint venture between Tata Group and American International Group (AIG), has been a top insurance provider in India for over 22 years, offering general insurance, including motor insurance. Their strong points include travel and health insurance as well.

With a dedicated claims team and extensive customer service, Tata AIG ensures quality service for their customers.

If you buy a Tata AIG car insurance policy, you can trust that you’re in good hands.

Key Features of Tata AIG’s Car Insurance Policies

Key Features

Benefits Under Tata AIG

Discounts and Affordable Premiums

Save up to 75% on your Tata AIG car insurance premiums by purchasing online from their website.

Claims Assistance

Receive immediate assistance from their claims experts for a smooth claims process.

High Claim Settlement Ratio (CSR)

With a 98% claims settlement ratio, Tata AIG ensures a high settlement ratio for your claims.

Cashless Repairs at Network Garages

Access over 8000 network garages across India for cashless services.

Protection Against Third-Party Damage

Coverage for damages and losses to third parties during accidents.

Own Damage Cover

Protect your car from losses due to accidents, natural disasters, theft, and more.

Customise Your Policy With Add-Ons

Access up to 13 add-ons for comprehensive car insurance protection.

No Claim Bonus (NCB)

Get up to a 50% NCB discount for claim-free years under Tata AIG.

Buy/Renew Your Car Insurance Online

Quick renewals and easy application processes ensure your car is always covered.

24/7 Customer Service

Around-the-clock customer service for policyholders.

Types of Car Insurance Policies by Tata AIG

  • Stand Alone Third Party Car Insurance

This basic third-party car insurance policy provides legal and financial coverage for third-party damages during accidents but does not cover damages to your car.

  • Stand Alone Own Damage Car Insurance

This policy covers damages and losses to your car only and can be bought separately or with third-party car insurance.

  • Comprehensive Car Insurance

This package combines the coverage from a third-party insurance plan and a stand-alone own-damage cover, offering comprehensive protection for both you and the third party during an insured event.

Under Tata AIG, you can choose from 13 unique add-ons to further tailor your policy.

How and Where Can I Get a Tata AIG Car Insurance Policy Online?

You can purchase car insurance online from Tata AIG’s official website. The application process is entirely online, and you only need to provide your contact details and submit your application form.

An insurance agent will finalize the details, and you will receive your policy certificate via email or download it from the official website.

Conclusion

Choosing the right car insurance is crucial for financial protection, and the insurer you choose plays a significant role in determining the quality of services you receive. Tata AIG is a reputable choice in India, offering top-notch services at competitive prices.

Featured

Understanding Tata AIG’s Comprehensive Car Insurance: Features And Inclusions


With Tata AIG’s comprehensive car insurance policy, you are offered easy online claims processes, 24/7 customer support, and a wide range of network garages with cashless facilities. 

A comprehensive car insurance policy is an all-around insurance cover that protects both your car and the third party from losses due to an insured event. These can be damages from accidents, natural disasters, theft, or other instances. 

Tata AIG’s comprehensive car insurance policy extends beyond just a legal obligation. It is a protective shield that protects your car and your savings from unforeseen perils and exorbitant repair costs. In other words, it is the perfect car insurance policy for that brand-new car you just bought. 

In this article, we will explain why you should pick Tata AIG the next time you buy a comprehensive car policy and what features and benefits you can expect under their comprehensive car insurance coverage. 

Why Choose Tata AIG’s Comprehensive Car Insurance?

Tata AIG is a joint venture between the Tata Group and the American International Group (AIG). With over 20 years of experience in the industry, they offer an extensive range of various General Insurance covers that cater to individual and business insurance needs. 

Under their comprehensive car insurance policy, you get the combined coverage of a stand-alone own damage cover, third-party insurance coverage, and a personal accident cover. So you and your car are covered for injuries and losses during accidents, while still getting third-party liability coverage. 

This also means you will get adequately reimbursed for an insured event regardless of who was at fault. Safe to say, you are in good hands when buying a car insurance policy from them. 

Tata AIG’s Comprehensive Car Insurance Coverage – Features and Inclusions

Car Insurance Coverage 

What is Covered?

Third-Party Damages

  • The policy will cover the cost of damages your car incurs onto the third-party individual or their property. 

  • It will also cover the death of the third-party individual.

Theft/Total Loss

If your car is stolen or damaged beyond repair, you will be reimbursed the total IDV of your car. 

Major and Minor Accidental Damage

Repair costs incurred from major and minor road accidents/collisions are covered under comprehensive car insurance.

Natural Disaster Protection

Tata AIG’s comprehensive car insurance policy covers losses due to lightning, earthquakes, floods, hurricanes, and other natural disasters. 

Personal Accident Cover 

Your comprehensive car insurance policy will include a personal accident cover worth ₹15 lakhs. 

  • It will cover medical costs for injuries due to accidents and the cost of transporting you (the owner-driver) to the hospital.

  • Upon death due to injuries sustained from the accident, this whole amount is paid to your policy nominee.

Own Damage Protection 

Your car is covered for damages caused by fires resulting from explosions, self-ignition, and damages due to man-made disasters like terrorism, vandalism, and strikes.

Add-Ons 

You can choose from 12 unique add-on covers to boost your base car insurance coverage.

Comprehensive Car Insurance Add-Ons/Riders 

As stated, you can opt for one or more add-ons under your Tata AIG comprehensive car insurance policy to boost your base coverage. This can be immensely beneficial for anyone looking to get specific coverage for damages they know their car is prone to. 

For example, if you live in a high-risk city, the chances of your car getting into an accident will be quite high. Or if you drive long distances between different cities, your car may suffer a mechanical or electrical breakdown outside city limits, leaving you stranded. 

Tata AIG’s comprehensive car insurance policy offers add-on coverage for both stated instances.

However, you must remember that these add-ons come with an additional premium, so only opt for the coverage you are sure you will need to avoid increasing your premiums too much and overextending your budget.  

Here is the list of offered add-ons you can choose from:

Add-Ons 

What is Covered?

Zero Depreciation

Covers the depreciation cost deducted from your car’s parts during claims, excluding the first two claims.  

No Claim Bonus Protection 

Allows you to file for a fixed number of claims in a policy year while retaining your accrued NCB discount. 

Roadside Assistance

Provides on-road assistance if your car suffers a breakdown outside city limits or in a remote area. 

Return to Invoice

Reimburses you the original total invoice amount of the car in case of a total loss.

Repair of Glass Fiber and Plastic Parts

Covers damage to glass, fibre, and plastic parts without affecting the No Claim Bonus discount. (One claim per policy year)

Daily Allowance

Compensates travel/commute expenses if your car is under repair for an extended period.

Emergency Transport and Hotel Expenses

Financial assistance for overnight stays and commuting expenses if your car is damaged during your journey.

Key Replacement 

Covers lost car key placement costs.

Engine Secure

Covers repair/replacement costs for your car engine due to water damage – Ideal for flood-prone areas.

Tyre Secure

Covers accidental damage to car tyres. 

Consumable Expenses

Cover the cost of replenishing consumables during claims.

Loss of Personal Belongings

Covers the loss of personal belongings during an accident.

Conclusion

Comprehensive car insurance offers the best all-around financial protection. This is especially true if you own a luxury or classic car, as these cars have higher repair costs due to their unique components. 

With Tata AIG’s comprehensive car insurance policy, you are offered easy online claims processes, 24/7 customer support, and a wide range of network garages with cashless facilities. 

These services in addition to the benefits you receive under their car insurance policy, make them the ideal insurer to buy car insurance from. 

Featured

Tips for Renewing Your Tata AIG Car Insurance


Purchasing or renewing a four-wheeler insurance policy is a significant decision that requires thorough research and examination

We all are busy in our fast-paced lives. With various day-to-day challenges and numerous responsibilities, we tend to forget many significant things. One amongst them is a car insurance renewal. 

Insurance companies like Tata AIG provide timely reminders to help policyholders remember the renewal is due. Moreover, the car insurance renewal process has become simple, quick and hassle-free, thanks to online procedures. 

Additionally, the car insurance policy renewal period can be an opportunity to switch plans, including add-ons, or shift to a new insurance provider. For example, if you currently have third-party insurance, you can switch to comprehensive car insurance at the time of renewal.

However, when renewing your policy, certain factors must be considered to ensure you pick a policy that best suits your needs or budget.

Smart Tips to Renew Your Car Insurance with Tata AIG

At Tata AIG, you can renew not only an existing Tata AIG policy but also any other insurance provider’s policy. Additionally, we also allow renewal of expired policies up to 90 days from the policy expiry date.

The best way to renew four-wheeler insurance is through the online mode. However, Tata AIG also offers regular offline modes for car policy renewal. 

Regardless of the mode you select, consider these tips below before renewing.

Assess the type of plan you require

If you wish to upgrade your existing plan or move to another plan (like from third-party or standalone own-damage car insurance to comprehensive insurance), policy renewal is the correct time to switch. Assess your requirements and budget before making a switch.

Compare different four-wheeler insurance policies

You can use policy renewal to move to a different insurance provider. Choosing an insurance provider with a strong market credibility, high claim settlement ratio and reasonable customer satisfaction rate is always recommended. When you opt for car insurance renewal online, comparing policies becomes easier.

Choose add-ons to customise your plan

To mitigate losses not primarily covered in a regular car insurance policy, you can opt for add-ons. Tata AIG offers 12-unique car insurance add-ons to enhance your overall coverage. 

When you opt for a car insurance renewal online, you can easily include add-ons; however, always consider the associated cost.

Opt for voluntary deductible for lower premiums

Voluntary deduction is the portion of the claim the policyholder agrees to pay themselves. For example, if the voluntary deduction opted for is 20%, and the claim amount is ₹1,000, then the policyholder will pay ₹200, and the insurance company will settle the rest ₹800.

The higher the voluntary deductible, the lower your premium will be.

Check network of garages

It is always wiser to opt for an insurance provider with a wider range of network garages, as it saves you from many hassles. For example, Tata AIG has over 7500 network garages nationwide for accessible cashless facilities. Also, use policy renewal to identify the updated list of cashless network garages near you.

Make use of No Claim Bonus

No Claim Bonus is the reward or discount given by the insurance company to the policyholder for every claim-free year.

The reward accumulates to a maximum limit of 50% of the discount on the premium for five or more consecutive claim-free years. You can take advantage of this accumulated discount to lower your premium during car policy renewal.

Know the Insured Declared Value (IDV) of your car

The Insured Declared Value (IDV) is typically the current market value of your car. In case of theft or damages amounting to the total loss of the vehicle, the insurance company pays for the IDV to the policyholder.

Higher IDV signifies higher risk for the insurer. Hence, a higher premium is charged and vice versa.

Every year, at the time of car insurance renewal, you must enter the correct IDV. Also, the IDV of the previous year will always be higher than the current year.

Consider enhancing your vehicle’s security

Installing anti-theft devices in your car, garage or parking lot gives a positive signal to the insurer that the policyholder is taking measures to reduce the risk. 

Choosing devices certified by the Automotive Research Association of India (ARAI) can help you get lower premiums during car insurance policy renewal.

Read the terms and conditions

It is important to stay aware of the policy’s terms and conditions, any changes in inclusions and exclusions, etc. Many individuals who are happy with their existing policy skip reading the terms and conditions at the time of renewal, only to realise later that there have been some significant changes. It is always best to learn about them at the time of renewal.

Renew car insurance on time

Car insurance policy renewal is important, and renewing it before the policy expires is equally essential. If a policy lapses, it may lead to consequences like losing out on your NCB, chances of being penalised for not abiding by the rules, etc. 

Tata AIG offers a 90-day Grace Period starting from the date of policy expiration to renew your policy without losing on the No Claim Benefit and other rewards.

Steps to Renew Your Tata AIG Car Insurance Policy Online

  1. Visit the Car Insurance page on the website.

  2. Input your car’s Registration Number and click on ‘Renew’.

  3. The tool will auto-fetch the necessary details.

  4. Provide the required information.

  5. Make any necessary changes to the coverage.

  6. Pay the premium online.

  7. The policy will be emailed to your official mail ID and will be shared on WhatsApp on your registered mobile number.

For offline renewal, you can visit any of the Tata AIG registered network branches near you.

Wrapping Up

Purchasing or renewing a four-wheeler insurance policy is a significant decision that requires thorough research and examination. The above tips can guide you to opt for an efficient car insurance renewal that protects you, your vehicle and the third party in case of an accident. 

You can opt for Tata AIG car insurance renewal online for quick and easy procedures with minimum documentation. The insurance giant gives you access to over 7500 network garages, 12 unique add-ons, all-around coverage and a high Claim Settlement Ratio at affordable rates. 

Featured

Top Benefits of Tata AIG Car Insurance Coverage


Find out what Tata AIG car insurance has to offer you and to your car

Tata AIG Car Insurance

If you plan to buy a new car, be it for the first time or not, you will inevitably spend hours on the research. You will probably look for a car that satisfies your needs, fits your budget and suits your style. Picking the best car for yourself among the options available may be challenging, but, like most others, you may ignore an essential aspect of purchasing a new car – a car insurance policy.

Besides being a legal requirement that vehicles must have valid motor insurance to be legally able to run on public roads, four-wheeler insurance also safeguards you against many financial losses. Although car insurance is essential, buying the right policy from a reliable provider is equally crucial. The Tata Group is undoubtedly one of the country’s most trusted and renowned brands. With its joint venture with American International Group (AIG), it offers a range of general insurance plans, including car insurance. 

In the article below, we shall know the benefits of car insurance in India and what sets Tata AIG car insurance coverage apart from the rest.

About Tata AIG

As mentioned earlier, Tata AIG is a joint venture between the two giants Tata Group and American International Group (AIG) that started operations on 22nd January 2001. With over 22 years of insurance experience in India, Tata AIG has carved a place amongst the top insurance providers in the nation. 

Since its operation, the brand has introduced several path-breaking product offerings, need-based features and unmatched customer service for its Consumer and Commercial Lines verticals.

More about Tata AIG in figures:

Asset Under Management (AUM)

₹22,566 Cr (as of 31st March 2023)

Number of branches across India

213

Current employee strength

8,834

Number of customers served since inception

More than 5 crore

Number of policies issued last year

More than 1 crore

Market share in FY 2022

4.9%

Licensed agents

76,00+

Benefits of Tata AIG Car Insurance Cover

Many people buy car insurance to fulfil a mandate and do not realize the additional benefits of car insurance, typically of a comprehensive insurance policy for a car. Here, we list some key benefits of car insurance, especially from a reputed insurance provider like Tata AIG. 

Tata instils trust

The brand Tata has always been synonymous with reliability and trust. Tata AIG, with more than 20+ years of experience in the insurance sector, instils the same faith with utmost commitment, transparency, integrity and a customer-first approach.

Wide customer base

Tata AIG believes in building solid and long-term customer relationships by offering high-value products, delivering expected results, and offering impeccable customer service with understanding and mutual cooperation. This is reflected in their humongous customer base of more than 5 crore customers served since inception.

24/7 customer support

Many of the company’s core values revolve around being customer-centric. With 24×7 customer support through multiple touchpoints, including call support, email support, WhatsApp facility, etc., the company takes all the measures to ensure no query remains unresolved. Tata AIG continuously aims to exceed customer expectations.

Ease in buying and renewing policy

You can renew or buy online car insurance from Tata AIG with a few clicks. The online process saves time, is more convenient, hassle-free, paperless, and comes at a discount. What’s more? You can compare car insurance online, calculate your estimated premium using a car insurance calculator, or initiate a claim quickly.

12 unique add-ons

You can extend the scope of your cover or customize your plan as per your need by including add-ons. However, remember these add-ons can be added only to comprehensive four-wheeler insurance plans. Tata AIG offers 12 add-on benefits, including zero depreciation, roadside assistance, engine security, return to invoice, etc., to enhance your policy coverage.

Bundled Auto Secure – Private Car Policy

The Bundled Auto Secure – Private Car Policy from Tata AIG offers mandatory third-party insurance for a longer duration. You can also opt for this policy with an add-on cover to enhance the coverage. For example, Depreciation Reimbursement – Private Car Bundled Cover offers third-party insurance with zero depreciation add-on cover.

Wide network of garages

The network of garages plays an important role when it comes to cashless claim facilities. Many insurance providers have an extensive network of garages wherein the insurer directly settles the bill with the garage without requiring you to pay from your pocket if a claim is raised. Tata AIG gives you access to over 5400 network garages across the country.

Easy claim process and claim assistance

Besides buying online car insurance, Tata AIG offers an easy and convenient online claims process. You can initiate a claim by visiting our website and providing a few basic and accident-related information. The claim process will begin immediately, and you can also track your claim online for more transparency. Moreover, Tata AIG is known for its high Claim Settlement Ratio. The company had a 98% Claim Settlement Ratio as of FY 2020-21.

Over 650 claim experts nationwide ensure your claims get settled quickly within a short turnaround time. 

General Benefits of Tata AIG Car Insurance Cover

Car Insurance

  • Provides a shield against losses and damages

  • Fulfills the legal mandate

  • Protects your car against theft or total loss by paying your car’s Insured Declared Value (IDV)

  • Protects you against accidental deaths and disablements with Personal Accident Cover

  • Avail No Claim Bonus benefit

  • Provides peace of mind

Wrapping Up

You may have to face financial and legal consequences if you fail to renew your motor insurance policy on time. However, next time you buy an insurance policy for your car, remember it is not just to fulfill a mandate but to give yourself and your car overall protection. Also, you would not want to miss out on the benefits of car insurance while renewing your policy. 

So, whether you are buying third-party, standalone own-damage or comprehensive car insurance, consider buying it from a reputed brand like Tata AIG for multiple benefits, high coverage at affordable premiums, and a quick and transparent claim process.

Motorsport

$1B Lawsuit Against Hyundai And Kia Isn’t Going Away

Hyundai and Kia are facing a lawsuit from insurance companies due to the theft of their vehicles, potentially leading to a $1 billion liability. This week, a judge rejected arguments to dismiss the suit.

Kia and Hyundai’s legal problems arose when thefts of their vehicles spiked in 2021. This occurred because the automakers did not install immobilizers on millions of cars, and videos on social media spread information on how to steal specific models that lacked immobilizers. 

The judge agreed with the plaintiff’s argument that it was “reasonably foreseeable” to Hyundai and Kia that people would steal vehicles without the theft-prevention device, as Federal Motor Vehicle Safety Standard 114 mandates a starting system to prevent engine or motor activation without the key.

Hyundai and Kia countered that insurance companies had accepted liability for the thefts by insuring the vehicles. However, US District Judge James Selna rejected this, noting that the case asserts claims of violations of state consumer protection laws, breaches of warranties, and fraud through omission and concealment.

In 2021, Kia and Hyundai thefts surged by 2,644 percent in Milwaukee, Wisconsin. Affected Kia vehicles date back to 2011, while compromised Hyundais start with the 2015 model year. The automakers released a software update earlier this year to enhance their cars’ security against theft.

Earlier this year, the two companies reached a $200 million settlement in a class-action lawsuit filed by vehicle owners. It is anticipated that up to $145 million will be allocated to cover around nine million drivers and compensate them for their out-of-pocket losses.